CONSUMER INSTALL-PAYDAY LOAN Senate SponsorsSen. Antonio Muņoz-Kimberly A. Lightford-Jacqueline Y. Collins and Emil Jones, III 1/8/2013SenateSession Sine Die 205 ILCS 670/20from Ch. 17, par. 5426815 ILCS 122/4-10Amends the Consumer Installment Loan Act. Provides that if any person who is not licensed under the Act makes a loan pursuant to the Act to an Illinois consumer, then the loan shall be null and void and the person who made the loan shall have no right to collect, receive, or retain any principal, interest, or charges related to the loan. Amends the Payday Loan Reform Act. Provides that if any lender who is not licensed under the Act makes a loan pursuant to the Act to an Illinois consumer, then the loan shall be null and void and the lender who made the loan shall have no right to collect, receive, or retain any principal, interest, or charges related to the loan. Effective January 1, 2013. 2/1/2012SenateFiled with Secretary by Sen. Antonio Muņoz 2/1/2012SenateFirst Reading 2/1/2012SenateReferred to Assignments 2/2/2012SenateAdded as Chief Co-Sponsor Sen. Kimberly A. Lightford 2/22/2012SenateAssigned to Financial Institutions 2/23/2012SenateAdded as Chief Co-Sponsor Sen. Jacqueline Y. Collins 3/1/2012SenatePostponed - Financial Institutions 3/9/2012SenateRule 3-9(a) / Re-referred to Assignments 3/23/2012SenateAdded as Co-Sponsor Sen. Emil Jones, III 1/8/2013SenateSession Sine Die