CONSUMER INSTALL-PAYDAY LOAN House SponsorsRep. Greg Harris-Maria Antonia Berrios-John E. Bradley-Jehan A. Gordon-Barbara Flynn Currie, Monique D. Davis, Linda Chapa LaVia, Michelle Mussman, Kelly M. Cassidy, Norine Hammond, Sandra M. Pihos, Elizabeth Hernandez, Derrick Smith, Karen A. Yarbrough, Eddie Lee Jackson, Sr., Kimberly du Buclet and Al Riley Senate Sponsors(Sen. William R. Haine-Antonio Muņoz-Jacqueline Y. Collins and Martin A. Sandoval) 8/20/2012HousePublic Act . . . . . . . . . 97-1039 205 ILCS 670/20from Ch. 17, par. 5426815 ILCS 122/4-10 Amends the Consumer Installment Loan Act. Provides that if any person who is not licensed under the Act makes a loan pursuant to the Act to an Illinois consumer, then the loan shall be null and void and the person who made the loan shall have no right to collect, receive, or retain any principal, interest, or charges related to the loan. Amends the Payday Loan Reform Act. Provides that if any lender who is not licensed under the Act makes a loan pursuant to the Act to an Illinois consumer, then the loan shall be null and void and the lender who made the loan shall have no right to collect, receive, or retain any principal, interest, or charges related to the loan. Effective January 1, 2013.House Floor Amendment No. 1 Makes a technical change to conform the name of the regulatory agency under the Consumer Installment Loan Act as the Department of Professional Regulation, Division of Financial Institutions. 12/21/2011HouseFiled with the Clerk by Rep. Greg Harris 12/21/2011HouseChief Co-Sponsor Rep. Maria Antonia Berrios 1/10/2012HouseFirst Reading 1/10/2012HouseReferred to Rules Committee 1/12/2012HouseAdded Chief Co-Sponsor Rep. John E. Bradley 1/17/2012HouseAdded Co-Sponsor Rep. Monique D. Davis 1/24/2012HouseAssigned to Consumer Protection Committee 1/31/2012HouseAdded Chief Co-Sponsor Rep. Jehan A. Gordon 2/1/2012HouseDo Pass / Short Debate Consumer Protection Committee; 013-004-000 2/1/2012HousePlaced on Calendar 2nd Reading - Short Debate 2/6/2012HouseAdded Chief Co-Sponsor Rep. Barbara Flynn Currie 2/7/2012HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Greg Harris 2/7/2012HouseHouse Floor Amendment No. 1 Referred to Rules Committee 2/7/2012HouseSecond Reading - Short Debate 2/7/2012HouseHeld on Calendar Order of Second Reading - Short Debate 2/8/2012HouseAdded Co-Sponsor Rep. Linda Chapa LaVia 2/8/2012HouseAdded Co-Sponsor Rep. Michelle Mussman 2/8/2012HouseAdded Co-Sponsor Rep. Kelly M. Cassidy 2/8/2012HouseAdded Co-Sponsor Rep. Norine Hammond 2/8/2012HouseAdded Co-Sponsor Rep. Sandra M. Pihos 2/8/2012HouseAdded Co-Sponsor Rep. Elizabeth Hernandez 2/8/2012HouseAdded Co-Sponsor Rep. Derrick Smith 2/14/2012HouseAdded Co-Sponsor Rep. Karen A. Yarbrough 2/17/2012HouseAdded Co-Sponsor Rep. Eddie Lee Jackson, Sr. 2/21/2012HouseHouse Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 004-000-000 2/21/2012HouseSecond Reading - Short Debate 2/21/2012HouseHouse Floor Amendment No. 1 Adopted by Voice Vote 2/21/2012HousePlaced on Calendar Order of 3rd Reading - Short Debate 2/22/2012HouseThird Reading - Short Debate - Passed 090-027-000 2/22/2012HouseAdded Co-Sponsor Rep. Kimberly du Buclet 2/22/2012HouseAdded Co-Sponsor Rep. Al Riley 2/23/2012SenateArrive in Senate 2/23/2012SenatePlaced on Calendar Order of First Reading 2/23/2012SenateChief Senate Sponsor Sen. Antonio Muņoz 2/23/2012SenateFirst Reading 2/23/2012SenateReferred to Assignments 3/27/2012SenateAlternate Chief Sponsor Changed to Sen. William R. Haine 3/28/2012SenateAdded as Alternate Chief Co-Sponsor Sen. Antonio Muņoz 4/11/2012SenateAssigned to Financial Institutions 4/18/2012SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. William R. Haine 4/18/2012SenateSenate Committee Amendment No. 1 Referred to Assignments 4/18/2012SenateSenate Committee Amendment No. 1 Assignments Refers to Financial Institutions 4/19/2012SenateSenate Committee Amendment No. 1 Postponed - Financial Institutions 4/19/2012SenatePostponed - Financial Institutions 4/24/2012SenateAdded as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins 4/26/2012SenateSenate Committee Amendment No. 1 Adopted 4/26/2012SenateDo Pass as Amended Financial Institutions; 009-000-000 4/26/2012SenatePlaced on Calendar Order of 2nd Reading May 1, 2012 5/3/2012SenateSecond Reading 5/3/2012SenatePlaced on Calendar Order of 3rd Reading May 8, 2012 5/24/2012SenateRecalled to Second Reading 5/24/2012SenateSenate Committee Amendment No. 1 Motion to Table Amendment - Prevailed 5/24/2012SenateSenate Committee Amendment No. 1 Tabled 5/24/2012SenateAdded as Alternate Co-Sponsor Sen. Martin A. Sandoval 5/24/2012SenateThird Reading - Passed; 059-000-000 5/24/2012HousePassed Both Houses 6/22/2012HouseSent to the Governor 8/20/2012HouseGovernor Approved 8/20/2012HouseEffective Date January 1, 2013 8/20/2012HousePublic Act . . . . . . . . . 97-1039