CONSUMER FRAUD-CREDIT CARDS House SponsorsRep. Robert S. Molaro-Lisa M. Dugan-Daniel V. Beiser, Robert Rita, Mike Boland and Careen M Gordon 1/9/2007HouseSession Sine Die 815 ILCS 505/2XX new Amends the Consumer Fraud and Deceptive Business Practices Act. Makes it an unlawful practice for any lender under a revolving credit arrangement to charge a late fee on that account if: (i) the lender provides the debtor with a statement that contains a due date; (ii) the lender has an automated payment system; and (iii) the debtor pays the bill at any time before midnight central time on the due date listed on the statement using the automated payment system. Makes it an unlawful practice for any lender under a revolving credit arrangement to report a late payment of a debtor to any credit reporting agencies if the debtor has paid the bill at any time before midnight central time on the due date listed on the statement using the automated payment system. Effective immediately. 1/11/2006HouseFiled with the Clerk by Rep. Robert S. Molaro 1/11/2006HouseFirst Reading 1/11/2006HouseReferred to Rules Committee 1/25/2006HouseAdded Chief Co-Sponsor Rep. Lisa M. Dugan 1/25/2006HouseAdded Co-Sponsor Rep. Robert Rita 2/7/2006HouseAdded Chief Co-Sponsor Rep. Daniel V. Beiser 2/7/2006HouseAdded Co-Sponsor Rep. Mike Boland 2/7/2006HouseAdded Co-Sponsor Rep. Careen M Gordon 1/9/2007HouseSession Sine Die