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<xml>
<title>Illinois General Assembly - Bill Status for SB 3815</title>
<shortdesc>INS-PAST DUE PREMIUMS</shortdesc>
<sponsor>
<sponsorhead1>Senate Sponsors</sponsorhead1><sponsors>Sen. Laura Ellman-Cristina Castro</sponsors>
</sponsor>
<lastaction>
<statusdate>3/5/2026</statusdate><chamber>Senate</chamber><action>Placed on Calendar Order of 3rd Reading March 10, 2026</action>
</lastaction>
<synopsis>
<synopsistitle></synopsistitle>
<reference>215 ILCS 97/5</reference><aliasreference></aliasreference><reference>215 ILCS 97/65 new</reference><aliasreference></aliasreference><SynopsisText>Amends the Illinois Health Insurance Portability and Accountability Act. Defines "grandfathered health plan". Provides that, except for grandfathered health plans, a health insurance issuer in the individual, small group, or large group market shall not deny coverage to an individual or employer due to the individual's or employer's failure to pay premiums owed under a prior policy, certificate, or contract of insurance. Specifies that nothing in the provisions concerning past-due premiums prohibits a health insurance issuer from pursuing the collection of past-due premiums from an individual or employer by any other means permitted by law. Effective immediately.</SynopsisText></synopsis>
<actions>
<statusdate>2/6/2026</statusdate><chamber>Senate</chamber><action>Filed with Secretary by Sen. Laura Ellman</action>
<statusdate>2/6/2026</statusdate><chamber>Senate</chamber><action>First Reading</action>
<statusdate>2/6/2026</statusdate><chamber>Senate</chamber><action>Referred to Assignments</action>
<statusdate>2/24/2026</statusdate><chamber>Senate</chamber><action>Assigned to Insurance</action>
<statusdate>2/27/2026</statusdate><chamber>Senate</chamber><action>Added as Chief Co-Sponsor Sen. Cristina Castro</action>
<statusdate>3/4/2026</statusdate><chamber>Senate</chamber><action>Do Pass Insurance;  009-000-000</action>
<statusdate>3/4/2026</statusdate><chamber>Senate</chamber><action>Placed on Calendar Order of 2nd Reading March 5, 2026</action>
<statusdate>3/5/2026</statusdate><chamber>Senate</chamber><action>Second Reading</action>
<statusdate>3/5/2026</statusdate><chamber>Senate</chamber><action>Placed on Calendar Order of 3rd Reading March 10, 2026</action>
<statusdate>4/9/2026</statusdate><chamber>Senate</chamber><action>Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura Ellman</action>
<statusdate>4/9/2026</statusdate><chamber>Senate</chamber><action>Senate Floor Amendment No. 1 Referred to Assignments</action>
</actions>
</xml>
