CLIMATE RISK & STRENGTHEN HOME House SponsorsRep. Thaddeus Jones 3/27/2026HouseRule 19(a) / Re-referred to Rules Committee 20 ILCS 605/871 new30 ILCS 105/5.1038 new215 ILCS 5/143.16from Ch. 73, par. 755.16215 ILCS 5/143.17from Ch. 73, par. 755.17215 ILCS 5/143.21e new215 ILCS 5/Art. XLVIII heading new215 ILCS 5/1801 new215 ILCS 5/1805 new215 ILCS 5/1810 new215 ILCS 5/1815 new215 ILCS 5/Art. XLIX heading new215 ILCS 5/1901 new215 ILCS 5/1902 new215 ILCS 5/1905 new215 ILCS 5/1910 new215 ILCS 5/1920 new215 ILCS 5/1925 new215 ILCS 5/1930 new215 ILCS 5/143.15 rep.215 ILCS 110/25from Ch. 32, par. 690.25215 ILCS 125/5-3from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003from Ch. 73, par. 1504-3 Amends the Department of Commerce and Economic Opportunity Law of the Civil Administrative Code of Illinois. Creates the Strengthen Illinois Homes Fund. On or before July 1, 2028, and depending on availability of funds, provides that the Department of Insurance shall identify areas of need to administer a pilot grant program known as the Strengthen Illinois Homes Program. Requires the Department of Commerce and Economic Opportunity, in conjunction with the Department of Insurance, to develop a standard application and grant award rubric for the eligible program grantees. Establishes program requirements for contractors. Amends the State Finance Act to make a conforming change. Amends the Illinois Insurance Code. Establishes notice requirements for companies providing flood coverage. Creates the Climate Risk Disclosure Article, which may be referred to as the Climate Risk Disclosure Law. Requires all companies, corporations, and organizations subject to the Article to, upon direction from the Department, participate in climate surveys issued by the National Association of Insurance Commissioners. Creates the Strengthen Illinois Homes Article, which may be referred to as the Strengthen Illinois Homes Act. Provides that, for homeowners insurance policies, an insurer shall provide an actuarially justified premium discount or insurance rate reduction to a specified owner. Provides that the Director of Insurance may adopt rules that establish standard discount amounts, targets, or benchmarks for the coverage of insurable property meeting the specified mitigation program standards. Provides that an insurer writing homeowners insurance policies that provide coverage of an insurable property that is a nonfortified insurable property shall offer an optional rider, endorsement, or supplemental policy provision that provides the insured a right to receive claim payments for the cost to upgrade an insurable property to mitigation program standards for a specified claim. Makes other changes. Amends the Dental Service Plan Act, the Health Maintenance Organization Act, and the Limited Health Service Organization Act to establish conforming requirements. 2/6/2026HouseFiled with the Clerk by Rep. Thaddeus Jones 2/13/2026HouseFirst Reading 2/13/2026HouseReferred to Rules Committee 3/18/2026HouseAssigned to Insurance Committee 3/27/2026HouseRule 19(a) / Re-referred to Rules Committee