HB3800 - 104th General Assembly (2025-2026)

INSURANCE-VARIOUS
Last Action
8/15/2025 - House: Public Act . . . . . . . . . 104-0334
Statutes Amended In Order of Appearance
20 ILCS 1410/10  
215 ILCS 5/121-2.08  from Ch. 73, par. 733-2.08
215 ILCS 5/143d  from Ch. 73, par. 755d
215 ILCS 5/174  from Ch. 73, par. 786
215 ILCS 5/194  from Ch. 73, par. 806
215 ILCS 5/356z.73  
215 ILCS 5/368d  
215 ILCS 5/370c.1  
215 ILCS 5/1563  
215 ILCS 109/75  
215 ILCS 124/5  
215 ILCS 124/10  
215 ILCS 124/25  
215 ILCS 125/5-3  from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003  from Ch. 73, par. 1504-3
720 ILCS 5/17-0.5  
Synopsis As Introduced
Amends the Burn Victims Relief Act. Dissolves the George Bailey Memorial Fund on June 30, 2025, or as soon thereafter as practical, and assigns any future deposits due to that Fund to the General Revenue Fund. Amends the Illinois Insurance Code. Requires every company licensed to do business in this State that is transacting the kind or kinds of business under Class 1, 2, or 3, as defined in the Code, to establish a customer affairs and information department to respond to policyholder inquiries and complaints. In provisions concerning kinds of agreements requiring approval, provides that the Director of Insurance has the right to request additional filing review and approval of all contracts that contribute to the statutory threshold trigger. Removes provisions concerning a working group related to the treatment and coverage of mental, emotional, nervous, or substance use disorders. Makes other changes. Amends the Dental Care Patient Protection Act. Makes changes concerning preemption of provisions. Amends the Health Maintenance Organization Act. Provides that health maintenance organizations are subject to provisions of the Illinois Insurance Code requiring coverage for certain at-home pregnancy tests and certain medically necessary treatments to address a major injury to the jaw. Amends the Network Adequacy and Transparency Act to make technical and combining changes to conform the changes made by Public Act 103-777 and 103-650. Amends the Limited Health Service Organization Act to make conforming changes. Amends the Criminal Code of 2012. Changes the definition of "insurance company". Effective immediately, except that certain changes to the Illinois Insurance Code are effective January 1, 2026 and certain other changes to the Illinois Insurance Code are effective 60 days after becoming law.

House Floor Amendment No. 1
Deletes reference to:
20 ILCS 1410/10  
215 ILCS 5/143d  
Replaces everything after the enacting clause. Reinserts the provisions of the introduced bill with the following changes. Removes provisions amending the Burn Victims Relief Act. Further amends the Illinois Insurance Code. Makes changes to defined terms. Removes provisions concerning the establishment of a customer affairs and information department. Further amends the Network Adequacy and Transparency Act. Removes references to short-term, limited-duration health insurance coverage. Replaces "insurer" with "issuer". Effective immediately, except that the changes to provisions concerning fees under the Public Adjusters Article of the Illinois Insurance Code are effective January 1, 2026, and the changes to provisions of the Illinois Insurance Code concerning reinsurance agreements requiring approval take effect 60 days after becoming law.

Senate Committee Amendment No. 1
Adds reference to:
215 ILCS 5/155.04  from Ch. 73, par. 767.4
215 ILCS 124/3  
Replaces everything after the enacting clause. Reinserts the provisions of the engrossed bill with the following changes. Further amends the Network Adequacy and Transparency Act. Provides that the Act does not apply to stand-alone dental plans and that the Department of Insurance shall enforce the applicable federal requirements if federal law establishes network adequacy and transparency standards for stand-alone dental plans. Makes other changes. Further amends the Illinois Insurance code. Makes changes in provisions concerning standards for companies and officials. In provisions listing cases in which a recoupment or may be requested or withheld from future payments 12 months or more after the original payment is made, includes cases in which the insurer has requested the recoupment or offset within 12 months, but the insurer and the health care professional or health care provider mutually agree to a different time limit for the recoupment or offset to be withheld from future payments. Effective immediately, except that the changes to provisions concerning fees under the Public Adjusters Article of the Illinois Insurance Code are effective January 1, 2026, and the changes to provisions of the Illinois Insurance Code concerning reinsurance agreements requiring approval take effect 60 days after becoming law.
Actions
DateChamberAction
2/07/2025HouseFiled with the Clerk by Rep. Bob Morgan
2/18/2025HouseFirst Reading
2/18/2025HouseReferred to Rules Committee
3/11/2025HouseAssigned to Insurance Committee
3/20/2025HouseDo Pass / Short Debate Insurance Committee; 011-006-000
3/21/2025HousePlaced on Calendar 2nd Reading - Short Debate
3/26/2025HouseSecond Reading - Short Debate
3/26/2025HouseHeld on Calendar Order of Second Reading - Short Debate
4/08/2025HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Bob Morgan
4/08/2025HouseHouse Floor Amendment No. 1 Referred to Rules Committee
4/08/2025HouseHouse Floor Amendment No. 1 Rules Refers to Insurance Committee
4/09/2025HouseAdded Chief Co-Sponsor Rep. Thaddeus Jones
4/09/2025HouseHouse Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 011-004-000
4/10/2025HouseHouse Floor Amendment No. 1 Adopted
4/10/2025HousePlaced on Calendar Order of 3rd Reading - Short Debate
4/10/2025HouseThird Reading - Short Debate - Passed 073-038-000
4/14/2025SenateArrive in Senate
4/14/2025SenatePlaced on Calendar Order of First Reading
4/14/2025SenateChief Senate Sponsor Sen. Julie A. Morrison
4/14/2025SenateFirst Reading
4/14/2025SenateReferred to Assignments
4/29/2025SenateAssigned to Insurance
5/05/2025SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
5/05/2025SenateSenate Committee Amendment No. 1 Referred to Assignments
5/06/2025SenateSenate Committee Amendment No. 1 Assignments Refers to Insurance
5/06/2025SenateSenate Committee Amendment No. 1 Adopted
5/07/2025SenateDo Pass as Amended Insurance; 012-000-000
5/07/2025SenatePlaced on Calendar Order of 2nd Reading May 8, 2025
5/08/2025SenateSecond Reading
5/08/2025SenatePlaced on Calendar Order of 3rd Reading May 13, 2025
5/22/2025SenateThird Reading - Passed; 046-010-000
5/23/2025HouseArrived in House
5/23/2025HousePlaced on Calendar Order of Concurrence Senate Amendment(s) 1
5/23/2025HouseSenate Committee Amendment No. 1 Motion Filed Concur Rep. Bob Morgan
5/23/2025HouseSenate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee
5/28/2025HouseSenate Committee Amendment No. 1 Motion to Concur Rules Referred to Insurance Committee
5/29/2025HouseSenate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Insurance Committee; 015-000-000
5/31/2025HouseSenate Committee Amendment No. 1 House Concurs 114-000-000
5/31/2025HouseHouse Concurs
5/31/2025HousePassed Both Houses
6/24/2025HouseSent to the Governor
8/15/2025HouseGovernor Approved
8/15/2025HouseEffective Date August 15, 2025; some provisions
8/15/2025HouseEffective Date October 14, 2025; some provisions
8/15/2025HouseEffective Date January 1, 2026; some provisions
8/15/2025HousePublic Act . . . . . . . . . 104-0334