Bill Status of HB 3754   104th General Assembly

Short Description:  INS CD-OUTSTANDING BALANCE

House Sponsors
Rep. Mary Gill

Last Action  View All Actions

DateChamber Action
  4/11/2025HouseRule 19(a) / Re-referred to Rules Committee

Statutes Amended In Order of Appearance
215 ILCS 5/356z.3b new

Synopsis As Introduced
Amends the Accident and Health Insurance Article of the Illinois Insurance Code. Provides that when an insured person or policyholder requests, in writing, from the insurance issuer a confirmation of the current outstanding balance due from the insured person or policyholder, the insurance issuer may charge a fee of no more than $40 to provide that information. Requires the fee to be reasonably related to the work and time required to confirm the total balance owed. Sets forth requirements that must be met before an insurance issuer may turn an outstanding balance over to a collection agent, including requiring a written communication to the insured person or policyholder from whom money is owed, requiring the insurer to allow the insured person or policyholder 7 calendar days after receipt of the written communication to either confirm receipt of the written communication and agree to pay or to request a different time frame, and the insurer to attempt in good faith to agree on a time frame for all outstanding moneys owed to be paid. Provides that if an agreement to pay is not reached within 7 calendar days after receipt of the written notice or payment is not made by the agreed-upon time frame, the insurance issuer may turn the delinquent account over to a collection agent.

Actions 
DateChamber Action
  2/7/2025HouseFiled with the Clerk by Rep. Mary Gill
  2/18/2025HouseFirst Reading
  2/18/2025HouseReferred to Rules Committee
  3/11/2025HouseAssigned to Insurance Committee
  3/20/2025HouseDo Pass / Short Debate Insurance Committee; 017-000-000
  3/21/2025HousePlaced on Calendar 2nd Reading - Short Debate
  3/26/2025HouseSecond Reading - Short Debate
  3/26/2025HouseHeld on Calendar Order of Second Reading - Short Debate
  4/8/2025HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Mary Gill
  4/8/2025HouseHouse Floor Amendment No. 1 Referred to Rules Committee
  4/8/2025HouseHouse Floor Amendment No. 1 Rules Refers to Insurance Committee
  4/11/2025HouseRule 19(a) / Re-referred to Rules Committee
  4/11/2025HouseHouse Floor Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee

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