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| | 10300SB2602sam001 | - 2 - | LRB103 34559 JRC 69979 a |
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| 1 | | "Lower-level unit" means any garden level unit, basement |
| 2 | | level unit, or first floor level unit. |
| 3 | | (b) Every landlord who leases a lower-level unit that has |
| 4 | | flooded at least once in the last 10 years shall maintain flood |
| 5 | | insurance on the rental property that covers both the building |
| 6 | | and the contents of the building. |
| 7 | | (c) If a landlord fails to maintain flood insurance as |
| 8 | | required under this Section, and flooding occurs that results |
| 9 | | in damage to the tenant's personal property, affects the |
| 10 | | habitability of the leased property, or affects the tenant's |
| 11 | | access to the leased property, the tenant may: |
| 12 | | (1) terminate the lease by giving written notice to |
| 13 | | the landlord no later than the 30th day after the flood |
| 14 | | occurred and the landlord shall return all rent and fees |
| 15 | | paid in advance no later than the 15th day after the tenant |
| 16 | | gave notice; and |
| 17 | | (2) bring an action against the landlord of the |
| 18 | | property to recover damages for personal property lost or |
| 19 | | damaged as a result of flooding. |
| 20 | | (d) Exemptions. This Section does not apply to farm |
| 21 | | leases, concession leases, and rental properties owned or |
| 22 | | managed by the Department of Natural Resources. |
| 23 | | (e) This Section may not be interpreted to permit the |
| 24 | | renting, leasing, or subleasing of lower-level units in a |
| 25 | | municipality if the municipality does not permit the renting, |
| 26 | | leasing, or subleasing of such units.". |