MEDICAL DEBT REPORTING-FRAUD Senate SponsorsSen. Steve Stadelman, Michael E. Hastings-Michael W. Halpin, Laura Fine, Celina Villanueva, Mary Edly-Allen-Mike Simmons, Adriane Johnson, Karina Villa, Cristina Castro, Emil Jones, III, Elgie R. Sims, Jr., Patrick J. Joyce, Kimberly A. Lightford, Napoleon Harris, III, David Koehler, Paul Faraci and Mike Porfirio House Sponsors(Rep. Maurice A. West, II-Mary Beth Canty-Dagmara Avelar-Sonya M. Harper, Kam Buckner, Will Guzzardi, Camille Y. Lilly, Joyce Mason, Jay Hoffman, Sharon Chung, Rita Mayfield and Kevin Schmidt) 7/2/2024SenatePublic Act . . . . . . . . . 103-0648 815 ILCS 505/2EEEE newAmends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice within the meaning of the Act for a consumer reporting agency: (1) to make, create, or furnish any consumer report or credit report containing, incorporating, or reflecting any adverse information that the consumer reporting agency knows or should know relates to medical debt incurred by the consumer or a collection action against the consumer to collect medical debt; and (2) to maintain in the file on a consumer any information relating to medical debt incurred by a consumer or a collection action against the consumer to collect medical debt.Senate Committee Amendment No. 1 Provides that the definition of "medical debt" does not include debt charged to a credit card, but does include an open-end or closed-end extension of credit made by a financial institution to a borrower that may be used by the borrower solely for the purpose of the purchase of health care services.Senate Floor Amendment No. 2 Provides that the definition of "medical debt" does not include debt charged to a credit card or an open-end or close-end extension of credit made by a financial institution to a borrower (rather than does include an open-end or closed-end extension of credit made by a financial institution to a borrower) unless the open-end or close-end extension of credit may be used by the borrower solely for the purpose of the purchase of health care services. 1/31/2024SenateFiled with Secretary by Sen. Steve Stadelman 1/31/2024SenateFirst Reading 1/31/2024SenateReferred to Assignments 2/6/2024SenateAssigned to Judiciary 2/20/2024SenateAdded as Co-Sponsor Sen. Michael E. Hastings 2/21/2024SenatePostponed - Judiciary 3/8/2024SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Steve Stadelman 3/8/2024SenateSenate Committee Amendment No. 1 Referred to Assignments 3/11/2024SenateAdded as Chief Co-Sponsor Sen. Michael W. Halpin 3/12/2024SenateSenate Committee Amendment No. 1 Assignments Refers to Judiciary 3/12/2024SenateAdded as Co-Sponsor Sen. Laura Fine 3/12/2024SenateSenate Committee Amendment No. 1 Adopted 3/13/2024SenateDo Pass as Amended Judiciary; 005-002-000 3/13/2024SenatePlaced on Calendar Order of 2nd Reading March 14, 2024 3/14/2024SenateSecond Reading 3/14/2024SenatePlaced on Calendar Order of 3rd Reading March 20, 2024 4/5/2024SenateSenate Floor Amendment No. 2 Filed with Secretary by Sen. Steve Stadelman 4/5/2024SenateSenate Floor Amendment No. 2 Referred to Assignments 4/9/2024SenateSenate Floor Amendment No. 2 Assignments Refers to Judiciary 4/10/2024SenateSenate Floor Amendment No. 2 Recommend Do Adopt Judiciary; 009-000-000 4/10/2024SenateAdded as Co-Sponsor Sen. Celina Villanueva 4/10/2024SenateAdded as Co-Sponsor Sen. Mary Edly-Allen 4/10/2024SenateAdded as Co-Sponsor Sen. Christopher Belt 4/10/2024SenateAdded as Chief Co-Sponsor Sen. Mike Simmons 4/11/2024SenateAdded as Co-Sponsor Sen. Adriane Johnson 4/11/2024SenateAdded as Co-Sponsor Sen. Karina Villa 4/11/2024SenateRecalled to Second Reading 4/11/2024SenateSenate Floor Amendment No. 2 Adopted 4/11/2024SenatePlaced on Calendar Order of 3rd Reading 4/11/2024SenateThird Reading - Passed; 058-000-000 4/11/2024SenateAdded as Co-Sponsor Sen. Cristina Castro 4/11/2024SenateAdded as Co-Sponsor Sen. Emil Jones, III 4/11/2024SenateAdded as Co-Sponsor Sen. Elgie R. Sims, Jr. 4/11/2024SenateAdded as Co-Sponsor Sen. Patrick J. Joyce 4/11/2024HouseArrived in House 4/12/2024SenateAdded as Co-Sponsor Sen. Kimberly A. Lightford 4/12/2024HouseChief House Sponsor Rep. Maurice A. West, II 4/12/2024HouseFirst Reading 4/12/2024HouseReferred to Rules Committee 4/12/2024SenateAdded as Co-Sponsor Sen. Napoleon Harris, III 4/15/2024SenateAdded as Co-Sponsor Sen. David Koehler 4/16/2024SenateAdded as Co-Sponsor Sen. Paul Faraci 4/16/2024HouseAdded Alternate Co-Sponsor Rep. Kam Buckner 4/17/2024HouseAdded Alternate Chief Co-Sponsor Rep. Mary Beth Canty 4/23/2024SenateAdded as Co-Sponsor Sen. Mike Porfirio 4/24/2024HouseAssigned to Consumer Protection Committee 4/29/2024HouseAdded Alternate Co-Sponsor Rep. Will Guzzardi 4/30/2024HouseDo Pass / Short Debate Consumer Protection Committee; 008-000-000 5/1/2024HousePlaced on Calendar 2nd Reading - Short Debate 5/7/2024HouseSecond Reading - Short Debate 5/7/2024HousePlaced on Calendar Order of 3rd Reading - Short Debate 5/14/2024HouseAdded Alternate Co-Sponsor Rep. Camille Y. Lilly 5/15/2024HouseAdded Alternate Co-Sponsor Rep. Joyce Mason 5/16/2024HouseAdded Alternate Co-Sponsor Rep. Jay Hoffman 5/16/2024HouseThird Reading - Short Debate - Passed 109-002-000 5/16/2024SenatePassed Both Houses 5/16/2024HouseAdded Alternate Chief Co-Sponsor Rep. Dagmara Avelar 5/16/2024HouseAdded Alternate Co-Sponsor Rep. Sharon Chung 5/16/2024HouseAdded Alternate Co-Sponsor Rep. Rita Mayfield 5/16/2024HouseAdded Alternate Co-Sponsor Rep. Kevin Schmidt 5/16/2024HouseAdded Alternate Chief Co-Sponsor Rep. Sonya M. Harper 6/14/2024SenateSent to the Governor 7/2/2024SenateGovernor Approved 7/2/2024SenateEffective Date January 1, 2025 7/2/2024SenatePublic Act . . . . . . . . . 103-0648