Bill Status of HB 2377   103rd General Assembly

Short Description:  DEBT JUDGMENT/HOMESTEAD EXEMPT

House Sponsors
Rep. Jennifer Gong-Gershowitz, Ann M. Williams, Aarón M. Ortíz, Kelly M. Cassidy, Will Guzzardi, Joyce Mason and Kam Buckner

Last Action  View All Actions

DateChamber Action
  1/7/2025HouseSession Sine Die

Statutes Amended In Order of Appearance
735 ILCS 5/2-201.5 new
735 ILCS 5/2-1402from Ch. 110, par. 2-1402
735 ILCS 5/2-1602
735 ILCS 5/12-803from Ch. 110, par. 12-803
735 ILCS 5/12-901from Ch. 110, par. 12-901
735 ILCS 5/12-904from Ch. 110, par. 12-904
735 ILCS 5/12-906from Ch. 110, par. 12-906
735 ILCS 5/12-909from Ch. 110, par. 12-909
735 ILCS 5/12-910from Ch. 110, par. 12-910
735 ILCS 5/12-911from Ch. 110, par. 12-911
735 ILCS 5/12-912from Ch. 110, par. 12-912
735 ILCS 5/12-1001from Ch. 110, par. 12-1001
735 ILCS 5/13-206from Ch. 110, par. 13-206
740 ILCS 170/4from Ch. 48, par. 39.4

Synopsis As Introduced
Amends the Code of Civil Procedure. Requires a summons issued in an action to collect a debt to include a separate notice containing specified language. Provides that the amount of wages that may be applied toward a judgment is limited to the lesser of 10% (rather than 15%) of gross weekly wages or the amount by which disposable earnings for a week exceed the total of 80 (rather than 45) times the State minimum hourly wage or the federal minimum hourly wage, whichever is greater. Provides that the amount of payment owed to or received by the judgment debtor under an independent contractor relationship that may be applied toward a judgment is limited to the lesser of 10% of gross weekly wages or the amount by which disposable earnings for a week exceed the total of 100 times the State minimum hourly wage or the federal minimum hourly wage, whichever is greater. Provides that when assets or income of the judgment debtor not exempt from the satisfaction of a judgment, deduction order, or garnishment are discovered, the court may order the unfreezing or return of wages or assets to the debtor under specified circumstances. Provides that a consumer debt judgment may not (rather than may) be revived and shall expire after 7 years from the date of entry. Provides that every individual is entitled to an estate of homestead to the extent in value of the modern homestead exemption (rather than $15,000) as applied to his or her interest in specified property. Defines "modern homestead exemption" as the greater of $260,000 and the most recently available median sales price of a home in the debtor's metropolitan statistical area or county. Expands the list of personal property that is exempt from judgment, attachment, or distress for rent, including an increase in the value of the property. Provides that with respect to any consumer debt judgment, no person or entity may recover interest accumulated on any indebtedness that the person or entity knew or should have known the cause of action accrued, if an action on that indebtedness is not brought within 5 years after the cause of action accrued. Makes conforming and other changes in the Act and the Illinois Wage Assignment Act.

Actions 
DateChamber Action
  2/14/2023HouseFiled with the Clerk by Rep. Jennifer Gong-Gershowitz
  2/14/2023HouseFirst Reading
  2/14/2023HouseReferred to Rules Committee
  2/21/2023HouseAssigned to Judiciary - Civil Committee
  3/2/2023HouseAdded Co-Sponsor Rep. Ann M. Williams
  3/10/2023HouseRule 19(a) / Re-referred to Rules Committee
  3/20/2023HouseAdded Co-Sponsor Rep. Aarón M. Ortíz
  2/26/2024HouseAdded Co-Sponsor Rep. Kelly M. Cassidy
  3/1/2024HouseAdded Co-Sponsor Rep. Will Guzzardi
  3/25/2024HouseAdded Co-Sponsor Rep. Joyce Mason
  4/24/2024HouseAdded Co-Sponsor Rep. Kam Buckner
  1/7/2025HouseSession Sine Die

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