| ||||
| Public Act 104-0445 | ||||
| ||||
AN ACT concerning regulation. | ||||
Be it enacted by the People of the State of Illinois, | ||||
represented in the General Assembly: | ||||
Section 1. Short title. This Act may be cited as the Child | ||||
Welfare Liability Insurance Survey Act. | ||||
Section 5. Liability insurance survey. | ||||
(a) The Department of Insurance shall conduct an inquiry | ||||
into liability insurance practices for community-based | ||||
providers of foster care and adoption services. The Department | ||||
shall survey insurers about the liability insurance market | ||||
that serves community-based providers of foster care and | ||||
adoption services and report the responses. This survey shall | ||||
include, but is not limited to, obtaining information from | ||||
insurance providers regarding: | ||||
(1) licensed liability carriers in Illinois and in | ||||
other states, including, but not limited to, the | ||||
coverages, conditions, exclusions, limits of liability, | ||||
and premiums of available policies of the licensed | ||||
liability carriers; | ||||
(2) premiums of available liability insurance | ||||
policies; | ||||
(3) drivers of premiums for liability insurance for | ||||
community-based providers of foster care and adoption | ||||
services; | ||
(4) descriptions of claims for liability insurance for | ||
community-based providers of foster care and adoption | ||
services; | ||
(5) drivers of premiums for liability insurance in | ||
general; | ||
(6) descriptions of claims for liability insurance in | ||
general; | ||
(7) types of insurance coverage available to foster | ||
care providers offered in Illinois and other states; | ||
(8) insurance premiums, coverages, and exclusions in | ||
the excess and surplus markets; | ||
(9) insurance premium and coverage changes in other | ||
industries; and | ||
(10) efforts to mitigate the challenges the liability | ||
insurance market is experiencing in other states. | ||
(b) The finalized survey shall detail the information that | ||
was obtained for purposes of the survey and include a | ||
description of requested information that was not provided | ||
from insurance providers and brokers or any other entity, | ||
including State agencies. | ||
(c) The Department of Insurance shall develop, no later | ||
than April 1, 2026, a finalized survey of the survey | ||
responses. The Department's finalized survey shall be for | ||
informational and planning purposes only and shall not | ||
constitute a formal study, investigation, or report. The | ||
Department shall share its survey findings with relevant | ||
stakeholders, the General Assembly, and the Governor, as | ||
appropriate. | ||
Section 10. Repeal. This Act is repealed on November 1, | ||
2026. | ||
Section 99. Effective date. This Act takes effect upon | ||
becoming law. | ||