Section 3119

Section 3119.45 Responsibilities of the Applicant for Insurance Producer Licenses and the Licensed Insurance Producers

a) Applicants for Insurance Producer Licenses

1) Prior to taking the licensing examination, each applicant shall complete the pre-licensing education requirements for each class of insurance for which an examination is being taken. The pre-licensing education course must be used within 1 year after completion.

2) Applicants who either have earned a college degree in insurance from an institution of higher education that is accredited by a nationally recognized accrediting agency or hold any of the designations listed in this subsection (a)(2) will be exempt from the pre-licensing requirement of this Part. A copy of the college degree or certification for the following designations must be provided to the Department at the time of licensure application.

Class of Insurance	Designation

Life	CEBS, ChFC, CIC, CFP, CLU, FLMI, LACP, LUTCF, and RICP
Accident and Health	RHU, CEBS, REBC, and HIA
Property and Casualty	AAI, ARM, CIC, CRM and CPCU

3) The following abbreviations and acronyms are used in subsection (a)(2):

	Life Designations

CEBS	Certified Employee Benefits Specialist
ChFC	Chartered Financial Consultant
CIC	Certified Insurance Counselor
CFP	Certified Financial Planner
CLU	Chartered Life Underwriter
FLMI	Fellow Life Management Institute
LACP	Life and Annuities Certified Professional
LUTCF	Life Underwriting Training Council Fellow
RICP	Retirement Income Certified Professional

	Accident and Health Designations

RHU	Registered Health Underwriter
CEBS	Certified Employee Benefits Specialist
REBC	Registered Employee Benefits Consultant
HIA	Health Insurance Associate

	Property and Casualty Designations

AAI	Accredited Advisor Insurance
ARM	Associate in Risk Management
CIC	Certified Insurance Counselor
CRM	Certified Risk Management
CPCU	Chartered Property and Casualty Underwriter

b) Licensed Insurance Producers

1) Each resident producer shall complete continuing education requirements in accordance with paragraph (b) of Section 500-35 of the Code.

2) The producer should complete the course no later than 1 month prior to the license extension date to allow time for the provider to submit proof of completion to the Director. Each producer shall maintain a record of each course completed for 3 years from the date of completion. The record shall include the name of the provider, the course title, and the date of completion.

3) Pre-licensing courses cannot be used to meet continuing education course requirements and continuing education courses cannot be used to meet pre-licensing requirements.

4) Continuing education courses completed prior to the original issue date of the license shall not be used to meet continuing education requirements.

5) The producer may only carry over a maximum of 12 continuing education hours completed during the prior licensing period. No ethics credit hours may be carried over.

6) A producer shall not request credit for a course that was taken more than once in the same license continuation period.

7) Each producer shall maintain a record of each course completed for 3 years from the date of completion. The record shall include the name of the provider, the course title, and the date of completion.

(Source: Amended at 50 Ill. Reg. 753, effective December 30, 2025)