TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE INSURANCE
PART 1402
WAR CLAUSES
SECTION 1402.5 INTRODUCTION
Section 1402.5 Introduction
Life insurance policy forms may
contain war clauses substantially complying with the recommendations contained
in the report, dated December 3, 1951, of the special Sub-Committee of the Life
Committee of the National Association of Insurance Commissioners as follows:
 | TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE INSURANCE
PART 1402
WAR CLAUSES
SECTION 1402.10 MILITARY EXCLUSION
Section 1402.10 Military
Exclusion
Risk of death may be excluded:
a) As a result of war or act of war, if the cause of death occurs
while the insured is serving in the military, naval or air forces of any
country, combination of countries or international organization, provided such
death occurs while in such forces or within six (6) months after termination of
service in such forces; or
b) As a result of the special hazards incident to service in the
military, naval or air forces of any country, combination of countries or
international organization, if the cause of death occurs while the insured is
serving in such forces and is outside the home area, provided such death occurs
outside the home area or within six (6) months after the insured's return to
the home area in such forces or within six (6) months after the termination of
service in such forces, whichever is earlier.
| TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE INSURANCE
PART 1402
WAR CLAUSES
SECTION 1402.20 NON-COMBATANT CIVILIAN EXCLUSION
Section 1402.20
Non-Combatant Civilian Exclusion
Risk of death may be excluded:
a) As a result of war or an act of war while the insured is
serving in any civilian non-combatant unit serving with such forces, provided
such death occurs while in such units or within six (6) months after
termination of service in such units; or
b) As a result of the special hazards incident to service in any
civilian non-combatant unit serving with such forces, if the cause of death
occurs while the insured is serving in such units and is outside the home area,
provided such death occurs outside the home area or within six (6) months after
the insured's return to the home area in such units or within six (6) months
after the termination of service in such units, whichever is earlier.
| TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE INSURANCE
PART 1402
WAR CLAUSES
SECTION 1402.30 CIVILIAN EXCLUSION
Section 1402.30 Civilian
Exclusion
Risk of death may be excluded as
a result of war on an act of war, within two (2) years from the date of issue
of the policy, while the insured is not in such forces or units, if the cause
of death occurs while the insured is outside the home area, provided such death
occurs outside the home area or within six (6) months after the insured's
return to the home area.
a) "Home Area" is defined as the 50 States of the
United States, District of Columbia, Canal Zone, Puerto Rico, Virgin Islands
and Canada.
b) "War" includes, but is not limited to, declared war,
and armed aggression by one or more countries resisted on orders of any other
country, combination of countries or international organization.
c) "Act of War" means any act peculiar to military,
naval or air operations in time of war.
AUTHORITY: Implementing and authorized by Section 401 of the Illinois Insurance Code (Ill. Rev. Stat. 1981, ch. 73, par. 1013).
SOURCE: Filed April 3, 1969, effective April 25, 1969; codified at 7 Ill. Reg. 2367.
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